Terms of Service

Last updated: September 22, 2026

These Terms of Service ("Terms") govern your use of TallyHubAI.com (the "Site"), operated by TallyHub Ventures LLC ("TallyHub," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you don't agree, please don't use the Site.

1. Who Can Use the Site

You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Site. By using the Site, you represent that you meet this requirement.

2. The Site and Its Content

TallyHub provides educational articles, calculators and other tools, curated videos, book recommendations, and links to third-party financial companies and platforms. Content is provided for general informational and educational purposes only.

3. Optional Account Feature

The Site includes an optional, demonstration-stage account feature that lets you save personal preferences. As described in our Privacy Policy, this feature currently stores information only in your own browser's local storage — it is not a secure server-based account system, is not encrypted, and is not suitable for sensitive information. You are responsible for any information you choose to enter. Do not use a password you use on other, more sensitive accounts.

4. Not Financial Advice

TallyHub is a directory and education platform. We link you to brokerages, real estate platforms, banks, and educators — we do not hold your money, manage investments, or give personalized financial advice. Nothing on the Site should be construed as a recommendation to buy, sell, or hold any security, investment, or financial product. Investing involves risk, including possible loss of principal. You should consult a licensed financial advisor, tax professional, or attorney before making financial decisions. Past performance discussed in any linked video, article, or resource is not indicative of future results.

5. Third-Party Links and Services

The Site contains links to third-party websites and services we do not own or control, including brokerages, banks, real estate investment platforms, lending platforms, and retailers such as Amazon. We are not responsible for the content, accuracy, products, services, or privacy practices of any third-party site. Your use of any third-party site is governed by that site's own terms and policies, not ours.

6. Affiliate Relationships and Advertising

TallyHub participates in affiliate marketing programs, including the Amazon Associates Program, and may earn commissions from qualifying purchases or sign-ups made through links on the Site, at no additional cost to you. The Site also displays advertising, including through Google AdSense. These relationships help support the Site but do not constitute an endorsement guaranteeing the suitability of any product for you.

7. Intellectual Property

The Site's original content, design, logo, and branding are owned by TallyHub unless otherwise noted. Videos embedded on the Site remain the property of their original creators/uploaders; we do not claim ownership of third-party video content. You may not copy, reproduce, or redistribute Site content for commercial purposes without our permission.

8. Prohibited Use

You agree not to: (a) use the Site for any unlawful purpose; (b) attempt to gain unauthorized access to the Site or its systems; (c) interfere with the Site's operation (including through automated scraping that disrupts the Site); or (d) misrepresent your identity or affiliation.

9. Disclaimers

The Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. Financial information, tools, and calculators on the Site (including any AI-powered estimates) are for illustration only, may contain errors, and should not be relied upon as precise or complete. We do not guarantee that the Site will be uninterrupted, secure, or error-free.

10. Limitation of Liability

To the fullest extent permitted by law, TallyHub and its owner(s) will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Site or reliance on any content, tool, or third-party link on the Site — including any financial decisions made based on information found here.

11. Changes to the Site or These Terms

We may modify, suspend, or discontinue any part of the Site at any time. We may also update these Terms from time to time; the "Last updated" date above will reflect the most recent revision. Continued use of the Site after changes means you accept the revised Terms.

12. Governing Law

These Terms are governed by the laws of the United States and the state in which TallyHub's owner resides, without regard to conflict-of-law principles.

13. Contact Us

Questions about these Terms? Email us here.